Java SDK
Java 17+ client for the fednow-gateway REST API. One
runtime dependency (Jackson); HTTP via the JDK’s java.net.http.
import io.github.joaoabuenosi.fednow.*;
var gw = new GatewayClient("http://localhost:8090");
var payment = gw.submit("order-2026-0001", // idempotency key — mandatory SubmitPaymentRequest.builder() .reference("ORDER0001") .amountCents(125_000) // integer cents, never floats .debtorName("Jane Example").debtorAccount("123456789012") .creditorName("John Example").creditorAccount("987654321000") .creditorAgentRoutingNumber("992000008") .build());System.out.println(payment.state()); // ACK_PENDING — the answer is async
var settled = gw.waitFinal("order-2026-0001");System.out.println(settled.state()); // SETTLED (or REJECTED + rejectionReason)The client mirrors the gateway’s operating rules instead of hiding them:
- Idempotency first. The key is a required argument of
submit; calling it again with the same key returns the payment as it stands — safe inside any retry loop. waitFinalunderstands the timeout case.TIMEOUT_UNRESOLVEDis not final: the gateway’s reconciler is resolving it with a pacs.028 status request (never a resend), so the client keeps polling through it.- Profile violations are exceptions with rule codes.
GatewayException.ProfileViolation.codes()carries the gateway’s stable identifiers (fednow.ctgypurp.known,fednow.aba.checksum, …) — every violation at once, before anything reaches the wire.
Build / test
Section titled “Build / test”mvn -f sdk/java/pom.xml test # unit tests (JDK stub server, no gateway)
# integration against the live stack (see QUICKSTART.md at the repo root):FEDNOW_GW_URL=http://localhost:8090 mvn -f sdk/java/pom.xml testThe integration tests run in CI against a real gateway↔simulator pair in MQ mode on every commit. Not yet published to Maven Central — build from source for now.
Pacsmith is an independent open-source project. Not affiliated with, endorsed by or sponsored by the Federal Reserve. FedNow is a service mark of the Federal Reserve Banks.